Funeral & Burial Questions
Cremation Questions
Embalming Information
Funeral Cost Questions
What to do if a death occurs

Q. What purpose does a funeral serve?
A. It is the customary way to recognize death and its finality.
Funerals are recognized rituals for the living to show respect
for the dead and to help survivors begin the grief process.
Q. What do funeral directors do?
A. Funeral directors are caregivers
and administrators. They make the arrangements for transportation
of the body, complete all necessary paperwork, and implement the
choices made by the family regarding the funeral and final disposition
of the body.
Funeral directors are listeners, advisors and supporters. They
have experience assisting the bereaved in coping with death. Funeral
directors are trained to answer questions about grief, recognize
when a person is having difficulty coping, and recommend sources
of professional help. Funeral directors also link survivors with
support groups at the funeral home or in the community.
Q. Do you have to have a funeral director to bury the dead?
A. In most states, family members may bury their own dead although
regulations vary. However, most people find it very trying to be
solely responsible for arranging the details and legal matters
surrounding a death.
Q. Why have a public viewing?
A. Viewing is part of many cultural
and ethnic traditions. Many grief specialists believe that viewing
aids the grief process by helping the bereaved recognize the reality
of death. Viewing is encouraged for children, as long as the process
is explained and the activity voluntary.
Q. Is it possible to have a traditional funeral if someone dies
of AIDS?
A. Yes, A person who dies of an AIDS-related illness is
entitled to the same service options afforded to anyone else. If
public viewing is consistent with local or personal customs, that
option is encouraged. Touching the deceased's face or hands is
perfectly safe.
Because the grief experienced by survivors may include a variety
of feelings, survivors may need even more support than survivors
of non-AIDS-related deaths.
Q. Isn't burial space becoming scarce?
A. While it is true some
metropolitan areas have limited available cemetery space, in most
areas of the country, there is enough space set aside for the next
50 years without creating new cemeteries. In addition, land available
for new cemeteries is more than adequate, especially with the increase
in entombment and multi-level grave burial.
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Q. What is the purpose of embalming?
A. Embalming sanitizes and preserves the body, retards the decomposition
process, and enhances the appearance of a body disfigured by traumatic
death or illness.
Embalming makes it possible to lengthen the time between death
and the final disposition, thus allowing family members time to
arrange and participate in the type of service most comforting
to them.
Q. Does a dead body have to be embalmed, according to law?
A. No.
Most states, however, require embalming when death was caused by
a reportable contagious disease or when remains are to be transported
from one state to another by common carrier or if final disposition
is not to be made within a prescribed number of hours.
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Q. Is cremation a substitute for a funeral?
A. No, cremation is an alternative to earth burial or entombment
for the body's final disposition and often follows a traditional
funeral service. In fact, according to FTC figures for 1987, direct
cremation occurred in only 3% of deaths.
Q. So, I've decided on cremation. Can I still have a funeral or
a viewing?
A. Yes, quite often some sort of viewing precedes the
actual cremation. Your Funeral Home can assist you with the necessary
information for a funeral with a cremation following or a memorial
service.
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Q. Why are funerals so expensive?
A. When compared to other major life cycle events, like births and
weddings, funerals are not expensive. A wedding costs at least three times as
much; but because it is a happy event, wedding costs are rarely criticized.
A funeral home is a 24-hour, labor-intensive business, with extensive facilities
(viewing rooms, chapels, limousines, hearses, etc.), these expenses must be factored
into the cost of a funeral.
Moreover, the cost of a funeral includes not only merchandise, like caskets,
but the services of a funeral director in making arrangements; filing appropriate
forms; dealing with doctors, ministers, florists, newspapers and others; and
seeing to all the necessary details.
Contrary to popular belief, funeral homes are largely family-owned with a modest
profit margin.
Q. What recourse does a consumer have for poor
service or overcharging?
A. Funeral service is regulated by the FTC and state licensing boards.
In most cases, the consumer should discuss problems with the funeral director
first. If the dispute cannot be solved by talking with the funeral director,
the consumer may wish to contact the Funeral Service Consumer Assistance Program.
FSCAP provides information, mediates disputes, provides arbitration, and maintains
a consumer guarantee fund for reimbursement of services rendered. (To contact
FSCAP, call 708-827-6337 or 800-662-7666).
Q. Do funeral directors take advantage of the
bereaved?
A. Funeral
directors are caring individuals who help people deal with a very stressful time.
They serve the same families 80% of the time, and many have spent most of their
lives in the same community. If they took advantage of bereaved families, they
could not stay in business. The fact that the average funeral home has been in
business over 59 years shows that most funeral directors respect the wishes of
the bereaved families.
Q. Is it right to make a profit from death?
A. Funeral directors look upon
their profession as a service, but it is also a business. Like any business,
funeral homes must make a profit to exist. As long as the profit is reasonable
and the services rendered are necessary, complete, and satisfactory to the family,
profit is legitimate.
Q. Don't funeral directors mark caskets up tremendously, at least
400%?
A. No. Talking about the mark up on caskets is really not the point.
Most items--clothing, furniture, jewelry--are marked up as much or more than
caskets. The real question is whether the funeral director is making an excessive
profit, And that answer is "No." Profits run around 12.5% before taxes -- not
excessive by any standard.
Q. Who pays for funerals for the indigent?
A. Other than the family, there
are veteran, union, and other organizational benefits to pay for funerals, including,
in certain instances, a lump sum death payment from Social Security. In most
states, some form of public aid allowances are available from either the state,
county, or city or a combination.
Most funeral directors are aware of the various benefits and know how to obtain
them for the indigent. However, funeral directors often absorb costs above and
beyond what is provided by agencies to insure the deceased a respectable burial.
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Q. What should I do if the death occurs in the middle of the night
or on the weekend?
A. Most Funeral Directors are available 24 hours a day, seven
days a week. Click here for more information.
Q. Will someone come right away?
A. If you request immediate assistance,
yes. If the family wishes to spend a short time with the deceased
to say good bye, it's acceptable. They will come when your time
is right.
Q. If a loved one dies out of state, can the local Funeral Home
still help?
A. Yes, they can assist you with out-of-state arrangements,
either to transfer the remains to another state or from another
state. Click here for more information.
Q. Where can I find more information about what to do when a death
occurs, as well as veterans and social security benefits?
A. We
have provided all that information for you. Follow these links
for more information on what to do when a death occurs and veteran
and social security benefits.
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